A MassMutual survey of 1,000 of its retirement plan participants found that 75.8% believe the stock market will improve over the next 12 months. Only 7.6% think it will decline.

While men and women were comparably optimistic about the market, when it comes to making investment decisions, women were significantly less confident, with only 32.5% trusting their decisions, compared to 47.8% of men.

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