With news that the economy might be on the mend and that roughly two-thirds of employers are considering reinstating 401(k) matches in the next 18 months, it is not inconceivable that a new 401(k)/pension hybrid that becomes available to employers on Jan. 1, 2010 could gain traction, Kiplinger’s reports.

Dubbed a “DB(k),” the retirement savings plan offers most of the features of a 401(k)—along with a small guaranteed income stream of 1% of a worker’s final average pay for up to 20 years of service. While a DB(k) is certainly nowhere near as generous as a pension, its guarantee feature could prove tremendously popular among employees.

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