Retirement planning

Retirement investors can use their loss carryforward to write off the taxes triggered by a Roth IRA conversion.

The nation’s largest IBD plans to launch a platform with load-waived shares from 20 companies.

Although the market continues to rally, a possible setback remains likely and retirement investors should be ready for this scenario.

With smaller paychecks and longer life expectancies than men, one strategy includes moving their IRA assets into a Roth to reap the tax advantages.

Dying young isn’t the problem, our expert says, tongue-in-cheek. Consultant-author Brian Doherty talks to Editor Lee Conrad about the real problem underlying financial problems in retirement – long life.

Employers should be encouraged to provide their workers affordable, simplified long-term care insurance for employees age 45 and older, says report from the Bipartisan Policy Center.

Some advisers are actually embracing changes by making the rules work for them.

Real estate can be a good investment because historical data show that increases in rental rates outpace inflation, but there are caveats for clients to consider.

Nearly $500 billion of funds held by millennials is up for grabs.

Retirees are better off taking withdrawals from their retirement accounts in their 60s so they spread out their tax liability.

Help could be on the way for retirement-age clients asking prickly questions about coverage options.

Seniors who want to relocate in retirement to a different place from what their spouse prefers may opt to maintain two homes.

Popular microinvesting apps targeting novice investors are charging total fees well in excess of other options, says an industry observer.

Lawmakers are considering scrapping individual deductions, including tax breaks for certain plan contributions.

Four key features of the program hinge on reaching full retirement age.

The right strategies can make all the difference for advisers.

Setting up an investment account for every newborn, with the federal government seeding it with $7,000, might be a solution to the looming Social Security crisis, says expert.

Retirees are advised to adopt a less aggressive approach to investing and reduce their risk exposure.

Clients should not underestimate the impact of taxes on their income after they retire, as their tax liability could reduce substantially their net earnings.

Retirees who retire before 65 and want to reduce their premiums are advised to keep their taxable income between $12,060 and $48,240 (for singles) or $16,240 and $64,960 (married couples).