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The future of the fiduciary rule may be uncertain — but that doesn’t mean firms and advisers can expect the regulatory tide to recede anytime soon. Additionally, it isn't the only regulatory change to which the industry needs to pay attention.

In its annual letter, FINRA identified a number of areas where it will be ramping up scrutiny, from product suitability to cybersecurity. Here's a breakdown of the most important changes for advisers and firms. -- Andrew Welsch & Maddy Perkins