Social Security

Plans can quickly deteriorate as a result of poor planning and inaccurate assumptions about the future.

Pre-retirees expect their annual health-related expenses to top $7,000 once retired, however the actual cost can be much more.

Savings in mutual funds, annuities and other products from banks are not covered by insurance.

To bridge the gap between employer coverage and Medicare eligibility, retirees face a number of daunting choices.

Health savings accounts offer triple tax benefits, allowing clients wiggle room to save for rising health care costs.

Parents are advised to take advantage of charitable and nonprofit support programs when preparing for the future of a special needs child.

Chances are high that one or both parents who have left the workforce ahead of their full retirement age are still working out of necessity.

To correctly identify their risk tolerance, clients must not only understand how to react to risk, but also how the market environment and investment experience have impacted them.

Age discrimination, unpredictable life shocks and involuntary retirement casts serious doubt on the “work longer” thesis.

Clients adding investments other than target-date funds to their 401(k) or 403(b) could potentially hurt their bottom line.