Asset allocations

The freedom to choose a more conservative retirement model is predicated on using a lower withdrawal rate.

Diversification is a key word in the financial lexicon. But it is neither well-defined nor desirable in and of itself. What investors really need is efficiency.

With markets struggling to forecast the outcome and Donald Trump's erratic moves, planners are worried about how the new government will impact their business.

An expert agreed that an investor in their 20s doesn't need to worry too much about bonds, but in some situations a fixed-income "sliver" may make sense.

Planners ask whether events like Brexit have rewritten the rules on current portfolio allocations.

Missed compounding opportunities, steep taxes and penalties and the possibility of forced early retirement, that's why.

New flavors in a portfolio can help juice returns, but beware of the risks.

Patience is a virtue, but advisers can suggest it as a portfolio diversifier that clients can actually control.

A deep dive into millennial's financial habits shows a stark generational difference from boomers when it comes to leaving the nest.

If clients are seeking performance steadiness, help them build a diversified portfolio that includes exciting engine asset classes but also some that will act as safety brakes.