Asset allocations

Long-term financial health depends much more on persistence than on being brilliant. Here's how to convince the recalcitrant.

A revealing look at how a multi-asset grouping performs during periods of low and high inflation.

Planners act on expectations of pro-business, anti-trade initiatives by the incoming administration.

One of the major aims of asset allocation is to craft a portfolio with ingredients that don’t all behave in exactly the same way to protect against all assets heading south at the same time. But, of course, that downside protection can be a double-edged sword.

Advisers say clients have become much more hesitant about making new investments.

The way a client invests has much more impact than they usually realize.

In the face of political uncertainty, planners are clinging to cash and reallocating client assets to short-term investments.

Clients are becoming less cautious about upping allocations to developed international and emerging market stocks, planners report.

Clients are anticipating volatility and favoring defensive allocations no matter the outcome, say advisers who participated in a recent poll.

Clients are hesitant to invest more in the face of global upheaval, advisers say, citing the recent coup attempt in Turkey, terrorist attacks and the outcome of the U.S. election.

The freedom to choose a more conservative retirement model is predicated on using a lower withdrawal rate.

Diversification is a key word in the financial lexicon. But it is neither well-defined nor desirable in and of itself. What investors really need is efficiency.

With markets struggling to forecast the outcome and Donald Trump's erratic moves, planners are worried about how the new government will impact their business.

An expert agreed that an investor in their 20s doesn't need to worry too much about bonds, but in some situations a fixed-income "sliver" may make sense.

Planners ask whether events like Brexit have rewritten the rules on current portfolio allocations.

Missed compounding opportunities, steep taxes and penalties and the possibility of forced early retirement, that's why.

New flavors in a portfolio can help juice returns, but beware of the risks.

Patience is a virtue, but advisers can suggest it as a portfolio diversifier that clients can actually control.

A deep dive into millennial's financial habits shows a stark generational difference from boomers when it comes to leaving the nest.