Asset allocations

Concentrating too much of a client's portfolio in U.S. stocks creates too much risk.

Can three foreign market index funds outperform a single total non-U.S. market index fund?

This sector had a bad name for years after the crisis. Is it time to include it in portfolios?

Can a single mega total-market index fund outperform an equally weighted basket of large-cap, mid-cap and small-cap funds? The answer may surprise you.

A retiree living off her portfolio suffers hundreds of dollars a year in lost income for every added basis point of fund expense ratio and advisory fees.

The move does not apply to the giant asset management firm's ETFs, and clients are not required to liquidate existing positions.

Long-term financial health depends much more on persistence than on being brilliant. Here's how to convince the recalcitrant.

A revealing look at how a multi-asset grouping performs during periods of low and high inflation.

Planners act on expectations of pro-business, anti-trade initiatives by the incoming administration.

One of the major aims of asset allocation is to craft a portfolio with ingredients that don’t all behave in exactly the same way to protect against all assets heading south at the same time. But, of course, that downside protection can be a double-edged sword.

Advisers say clients have become much more hesitant about making new investments.

The way a client invests has much more impact than they usually realize.

In the face of political uncertainty, planners are clinging to cash and reallocating client assets to short-term investments.

Clients are becoming less cautious about upping allocations to developed international and emerging market stocks, planners report.

Clients are anticipating volatility and favoring defensive allocations no matter the outcome, say advisers who participated in a recent poll.

Clients are hesitant to invest more in the face of global upheaval, advisers say, citing the recent coup attempt in Turkey, terrorist attacks and the outcome of the U.S. election.

The freedom to choose a more conservative retirement model is predicated on using a lower withdrawal rate.

Diversification is a key word in the financial lexicon. But it is neither well-defined nor desirable in and of itself. What investors really need is efficiency.