Employee benefits

Here’s how to decide whether your client should select the traditional or Roth IRA to put away for retirement and boost their savings.

Some questions were as relatively complex as the time-value of money; others were a simple as life expectancy. Answers were poor on all of them.

Each plan has pros and cons: Clients who own a Roth IRA for at least 5 years are entitled to penalty-free withdrawals for education expenses, but they'll owe income taxes on those earnings.

It's possible to use these distributions to preserve clients' savings well past their anticipated lifespan.

Young investors highly value advice but are not receiving enough of it, according to Corporate Insight.

The stock market has been on a tear, writes a financial analyst, which helps explain the rising optimism.

HNW investors and their planners shun the tax-advantaged savings accounts, according to a study.

Until the early 1980s, Social Security wasn't taxed. But in some situations today, clients may be in for a surprise.

Clients should ask themselves if a remote, self-contained community fits their personality and if they want to live with other seniors.

Education around these rules can prevent an increase in their tax bills.

Many seniors are unaware that Medicare premium payments are deductible, while their spouses who are still working can contribute to a spousal IRA and reduce their taxable income.

Investors can expect a tax bill from their traditional IRA or Roth IRA if they hold non-traditional assets, such as limited partnerships, operating businesses and real estate, in these accounts.

The SEP IRA, Solo 401(k) and SIMPLE IRA are just a few options that may help them prepare.

The two firms will offer a “seamless and efficient” solution between compensation and retirement fund allocations.

Here’s one reason why clients should consider maxing out their contributions ahead of claiming deductions this year.

The new Republican bill slated to replace the Affordable Care Act could result in a significant increase in health insurance premiums for older workers.

Despite the projected increase in health care expenses, clients can expect their total living costs to decline after they retire, as they will owe lower or no income taxes and have fewer items on their budget.

These products are meant for short- and intermediate-term investing and should carry enough risk to grow and meet the goals over time.

Nearly 2 million Americans aged 50 to 64 had Parent Plus loans last year, and 200,000 retirees aged 65 and older carrying the same type of loans.