Employee benefits

Clients can fully deduct their IRA contributions if they have no access to a workplace retirement plan.

401(k) plans in small companies are a "blue ocean opportunity" for advisers.

Early withdrawals from retirement investments can trigger a hefty penalty.

There are some situations where delaying is neither feasible nor prudent. Here’s how to weigh them.

Many workers think hey are not allowed to contribute to a 401(k), a traditional IRA and a Roth IRA in the same year, which is untrue.

Clients who make these prohibited transactions can face devastating penalties.

Retirees on Social Security can expect the government to garnish a portion of their benefits if they fail to make student loan payments.

There are ways around having to pay as much as a 50% penalty. Plus, inheriting Roth IRAs and designing more efficient retirement portfolios.

Clients should consider moving to a state that does not tax ordinary income, Social Security benefits or pension payouts.

First-time home buyers can withdraw as much as $10,000 from a Roth account without paying taxes and penalties if the account is at least five years old.

The move to reintroduce legislation that seeks to adjust the cap on Social Security wages and to raise the payroll tax is a step in the right direction in fixing the program's solvency woes, says expert.

Moving investments into these accounts may optimize returns and boost savings. Plus, know your IRAs and the impact of Trump's proposals on income brackets.

More retirees are expected to join the gig economy and go on trips that offer unique experiences.

Clients can end up with $1 million in retirement by saving $298 every month and maintain an investment portfolio consisting of stocks, corporate bonds and municipal bonds.

The fee is “like a cash-printing machine for plan administrators," said one expert, and there’s very little clients can do about it.

A retirement coach can help clients create a plan on how they can spend their free time more meaningfully.

Gap in coverage concerns older clients; planners are also taking a closer look at HSAs.

An index of SourceMedia's comprehensive coverage of the Affordable Care Act for professionals in employee benefits and health care.

IRA investors who turn 70 before June 30 have a little more than a year to make their first withdrawal.