Employee benefits

Interest on municipal bonds doesn't always boost a return the way a client might expect. Plus the big savings from having highly appreciated company stock in a retirement account.

Retirees over 65 will no longer be able to contribute to health savings accounts once they file for benefits.

Reducing adjusted gross income might more than offset the loss of an itemized deduction.

Reducing adjusted gross income might more than offset the loss of an itemized deduction.

Making non-deductible contributions to a traditional account is the first step to a back-door Roth.

Making non-deductible contributions to a traditional account is the first step to a back-door Roth.

Why they should stay up-to-date with mergers and the financial difficulties of their past employers.

Knowing how and when to withdraw can save clients big in their golden years.

Donating appreciated stock to charity may be one way to offset a surcharge that is expected to increase in 2018.

There’s one goof every adviser should take extra precautions to avoid: being careless about those IRA beneficiary forms.

The advice environment for participant rollover choices is muddled as plan providers struggle to gear up for the DOL’s rule.

Approaches may differ based on client base and advisory business model.

Approaches may differ based on client base and advisory business model.

Cheap and fun choices abound for those who are counting their pennies.

Opt to buy a Qualified Longevity Annuity Contract and defer required minimum distributions so clients don't owe the IRS until the age of 85. Plus, planning for small businesses and who should be beneficiaries.

They go for $1 each on the underground internet where illegal online transactions occur. PayPal account numbers command the highest price.

A variety of clients may find it wiser to hold back.

A variety of clients may find it wiser to hold back.

If costs continue to escalate, Medicare may be forced to pass on the costs to beneficiaries, who are mostly retirees.