Employee benefits

In a twist, recent class actions blame 401(k) advisors for not putting investors' money into higher cost, better performing investments.

A soon-to-retire woman wants to travel in her golden years but needs an aide to look after her mother. Will Medicare chip in?

An IRS proposal has spawned confusion about whether non-spousal heirs to Roth plans need to take RMDs before draining the accounts after 10 years.

Ignore the stigma of borrowing from your retirement plan — a life raft for cash crunches — but be aware of the rules.

Beneficiaries won't get hit with a 50% penalty for not making withdrawals in 2021 and 2022 — an unexpected move by the IRS. But questions still remain.

Although putting money into alternative assets is already legal, some hesitate to do it because of perceived legal pitfalls.

The two retirement giants are collaborating on a new program to make the transfer of savings automatic.

As stocks slide, public pensions are feeling the pain, leaving city governments to pick up the slack.

Lauren Uranker, managing director of corporate relationship management at Goldman Sachs Ayco, discusses trending financial benefits in an uncertain economy.

Plan sponsors will need to pull together details involving non-discrimination testing and government reporting, as well as recordkeeping and pre- and post-transfer documentation.

In its first few months, the pandemic caused more job losses than the Great Recession. But unlike that crisis, COVID didn't stop employees from saving.

Today's consumers expect a user-friendly experience from almost every app or website. But there's one area where they're not getting it: retirement.

While Roth IRAs are well known, the variant in an employer-sponsored retirement plan is underutilized.

Depending on what stage their business is in, entrepreneurs can cycle through various plans. Here are the choices.

As the U.S. reforms its retirement system, one federal agency is looking abroad for new ideas. Some of them are already in bills moving through Congress.

Financial advisors and other experts offer their tips for preparing a nest egg, whether retirement is months, years or decades away.

Americans are facing a $7.1 trillion retirement savings shortfall. Will Congress do anything about it?

For a century, Americans were retiring younger and younger. Then, in the 1990s, the average retirement age started to shoot back up. What happened?

A columnist makes the case, with caveats, for tapping certain retirement accounts rather than the traditional savings plans.

An obscure retirement and estate planning technique holds added benefits amid tighter rules on inherited IRAs.