Employee benefits

It’s at least the second time in just a few weeks that the firm has sought to limit the expense of rewarding well-paid employees.

With a strong Democratic presidential contender, the risk of both estate and gift hikes beginning as early as 2021 is palpable.

The legislation would encourage saving earlier by enrolling employees automatically in their company’s 401(k) plan, whenever a new plan is created.

The Secure Act’s “RMD hall pass” for surviving beneficiaries requires deft maneuvering to deal with long-term concerns.

There’s a significant opportunity for advisors to help their non-business clients, earn some new ones — and it can be taken advantage of right now.

The thresholds will all rise, according to the IRS.

The firm currently provides benefits to 10,000 employers and their 2 million employees.

More than 130 fund management and financial advisory firms have written letters opposing the plan. And the complaints keep coming.

Both have their allure, but astute advisors can sort out the best choice between low-cost and premium versions.

Some cash-strapped clients with high medical costs could really benefit from making this move.

At the center is a pledge not to increase rates on those making less than $400,000, and that various changes would only impact earnings above the threshold.

The agency began digging into the massive tax law addressing issues that needed immediate clarification.

While the contributions aren’t deductible, distributions such as earnings are tax-free to the designated beneficiary if they’re used to pay for qualified disability expenses.

Could single premium immediate annuities be the answer to ultralow rates?

Clients may have an ability to increase the ratio of after-tax dollars in their account by completing one or more transactions that are exempt from the pro rata rule.

To protect client nest eggs, advisors must know which savings vehicles are protected — and they’re not all created equal.

One problem is the proposal is focusing on the minor advantage of tax-deferred retirement plans, says Bloomberg columnist Aaron Brown.

The department faced scathing criticism for hours from insurers and consumer advocates alike.

A comprehensive guide to how these provisions affect retirement plans