Employee benefits

Clients are advised place a deeper focus on their life goals when developing a strategy to retire.

If they fear a sharp downturn, seniors may want to avoid locking up their retirement accounts in long-term bonds.

Seniors who negotiate for such an arrangement should consider their finances, flexibility and mutual benefits.

To correctly identify their risk tolerance, clients must not only understand how to react to risk, but also how the market environment and investment experience have impacted them.

Those leaving the workforce before 65 need more cost-effective places to live.

Underestimating their needs, many make decisions that are suboptimal or worse.

Age discrimination, unpredictable life shocks and involuntary retirement casts serious doubt on the “work longer” thesis.

The deadline to apply is Sept. 27.

Advisors may need to alert clients as to when these checks will be taxable.

Clients adding investments other than target-date funds to their 401(k) or 403(b) could potentially hurt their bottom line.

There is actually a way to give clients a good answer to this question.

With the net unrealized appreciation, workers can roll some employer stock into a taxable brokerage plan.

Medicare, longevity, medical expenses — these are some of the most pressing issues facing clients.

To make the most of their savings, workers should start funding their accounts as early as possible.

Do your clients have their ducks in a row?

The next generation can assist loved ones with applying for financial assistance, reducing expenses and developing a financial plan.

Unmarried siblings who cover more than half of their parents' expenses are advised to use the head of household filing status.

The more involved in designing a comprehensive plan alongside an advisor, the better prepared couples will be, an expert says.

Many pin the blame on stagnant or dwindling income, according to a new survey.

Aside from cutting spending and contributing to a Roth account, investors are also advised to sock away at least 10% of their annual earnings.