Retirement benefits

After the tech bubble and the 2008 financial crisis, the younger generation has little reason to trust the markets.

While the average savings in retirement accounts increased markedly in recent years, the amounts varied significantly by income levels, says an expert.

Clients' statements have invaluable information and are a great launch pad for discussing retirement planning.

Despite impressive aggregate numbers, the median value of a 401(k) account for someone 65 and over is about $60,000.

The number of health savings accounts has increased 16% over the past year, and assets now exceed $40 billion.

Seniors might get the policy again if they decided to drop it, but the rules "aren’t really super specific about what should happen in this situation,” one expert says.

The increasingly popular tactic can save business owners hundreds of thousands of dollars in taxes.

Contributing to a retirement account while paying off student debt is a way for clients to see that compound interest can work for them.

An average 50-year-old woman in New York should begin socking away 49% of her income to her retirement account to live comfortably in her golden years, according to UBS study.

If a family contributes approximately $6,000 per year to an HSA, compounded at 6% growth for 20 years, that's $234,000 at retirement, says expert.

The first step is to account for any obligations or costs, an expert says.

Borrowing against the value of one’s 401(k) is a great way to ride out a low-yield environment, right? Think again.

The average recipient will receive $25 more a month in 2018.

Investors can "make some real money trading, but you really have to know what you are doing,” says one advisor quoted in the article.

The right debt strategy can help clients make better decisions with capital allocations.

Most retirees said they adapted to their situation of having limited retirement income and they have had few regrets, according to a survey.

The Equifax hack has prompted the Trump administration to look at ways to establish a safer technology to replace the existing Social Security number.

Owning a home can bring tax benefits, as well as equity that can be used to create an income stream, but in some cases a rental can be a better deal for retirees.

Can your clients use the increasingly popular "still working" rule? Yes, but get a handle on the rules first.

Saving too much for retirement could force clients to take loans or make withdrawals that would carry taxes and penalties.