Retirement planning

Many advisers have been suggesting saving too much, at the cost of living frugally before retiring.

The Windfall Elimination Provision may reduce the amount of retirement income clients are expecting.

Some seniors shop around for the most affordable health insurance and less expensive drugs every year.

About one in four U.S. employees say they won’t be able to retire until after 70, and 5% think they'll never be able to retire, according to a survey.

With many Americans unable to save for post-work life, advisers must be prepared to help.

With many Americans unable to save for post-work life, advisers must be prepared to help.

Focus on the numbers when talking about risk.

Retirees over 65 will no longer be able to contribute to health savings accounts once they file for benefits.

Reducing adjusted gross income might more than offset the loss of an itemized deduction.

Focus on the numbers when talking about risk.

Although millennials like impact investing, those with grandkids may also be on board.

It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key.

It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key.

Making non-deductible contributions to a traditional account is the first step to a back-door Roth.

Making non-deductible contributions to a traditional account is the first step to a back-door Roth.

Some are better than others, with a few not yet updated for a law that eliminated double dipping.

Some are better than others, with a few not yet updated for a law that eliminated double dipping.

Knowing how and when to withdraw can save clients big in their golden years.

The freedom to choose a more conservative retirement model is predicated on using a lower withdrawal rate.