Retirement planning

Your clients’ generous intentions can actually work against them. How to help navigate a thorny but navigable issue.

The senator has introduced legislation that calls for a database of all retirement accounts, and for investing abandoned accounts in target-date funds.

Some advisers and their clients are running afoul of an IRS rule, and oversights can result in substantial penalties.

Spousal benefits and survivor benefits appear very similar, but scratch a little deeper you’ll find a tangle of regulations and features. Here’s how to unwind them.

Clients who are currently investing for retirement should anticipate a paltry long-term return given today's market conditions, says BlackRock Chairman and CEO Larry Fink.

The proposals would enhance retirement security for those who depend most on the program; plus, three ways to lower long-term-care insurance premiums.

One adviser at the Morningstar conference finds retirement assumptions being reconsidered.

Is it time to try for another target market? Or just become a generalist? Forsaking current branding and marketing should not be taken lightly.

Retirees are advised to compute how long their savings would last at specific spending rates to know how much wiggle room they have.

Women tend to outlive their spouses. At the same time, they are undersaving and underearning. How can advisers help?

Retirement savers can ward off the risk of succeeding periods of bad returns during the early part of their golden years with the right asset allocation.

Some advisers may think the regulations won’t affect them. Here’s why they’re wrong.

A new company allows Baby Boomers looking for cheap accommodation to connect with homeowners looking for trustworthy people to watch their house and pets.

One recommendation takes aim at the home loan tax deduction — in some cases.

As clients get into their fifties, they need to start looking at where they are and start ramping up their retirement and investing planning.

The decline could be attributed to poor market returns and the plans' auto enrollment feature.

Clients in their 50s need to save aggressively, pay off their mortgage and other debt, downsize and make the most of the tax breaks they deserve.

Advisers also noted a dip in their clients’ retirement savings activity after the tax filing deadline passed.

Clients planning to live in assisted living communities during retirement should know which states are pricier than others.

Acting as a fiduciary when a client decides whether to put a company’s retirement funds in an IRA involves considering these important variables.