Retirement readiness

Emotion-driven decisions may result in portfolios that retirees find palatable, but they are also likely to result in lower returns.

It’s better to have these conversations long before your clients need to use a policy.

Advisers tend to be too optimistic about what selling the practice will mean for their golden years.

Long-term financial health depends much more on persistence than on being brilliant. Here's how to convince the recalcitrant.

It's possible to use these distributions to preserve clients' savings well past their anticipated lifespan.

The two firms will offer a “seamless and efficient” solution between compensation and retirement fund allocations.

An avid runner, adviser Melissa Sotudeh finds striking similarities between her passion and her practice.

One important somber step for 40-something clients is to consider what happens to their assets when they die.

There are some situations where delaying is neither feasible nor prudent. Here’s how to weigh them.

Many workers think hey are not allowed to contribute to a 401(k), a traditional IRA and a Roth IRA in the same year, which is untrue.

The fee is “like a cash-printing machine for plan administrators," said one expert, and there’s very little clients can do about it.

This approach to planning remains a strong way advisers can add value for clients.

The best way to approach portfolio declines, withdrawal rates and even emergency cash needs.

The size of the firm may dictate what will work for advisers and employees.

It's the most important service an adviser can provide, experts say.

Here are key takeaways from a Department of Labor fact sheet.