Retirement readiness

Prospects are further aggravated by the disappearance of pension plans and the financial woes facing Social Security.

The asset management and software giants plan to start the rollout of their 401(k) tool and app later this year.

Clients have to increase their risk exposure to ensure they don’t outlive their savings.

But health care is probably more expensive.

These super savers have a few tricks up their sleeves to reach their goals.

A client's retirement savings depends on four key factors, says the leading RIA executive.

The property should allow them to live close to their loved ones and fit their financial plan, according to a CFP.

Dual-income couples benefit less from Social Security.

Clients can expect investment returns through compounded growth as long as they don’t lose from a market downturn.

There are dangerous misconceptions that can lead to financial hardships in retirement.

Especially for couples in which one spouse retires early, savvy planning can translate into thousands of dollars in Social Security benefits.

Review the tax treaty between the U.S. and their new country to determine where they should pay the tax bill on their retirement income.

Two-thirds of women say they don’t work with an advisor because they believe they can’t afford it or don’t have the necessary assets.

Clients may be better off boosting their equity allocation if they have a safety net in the form of assets that provide guaranteed income.

Traditional lenders usually refused cash-strapped minority seniors, which explains why they became such easy prey, an expert says.

Tariffs associated with the U.S.-China trade war could cause a bigger than expected adjustment.

Funding a 401(k), 403(b) or company-sponsored retirement savings vehicle should come first, an expert says.

Depression can be a big risk for seniors as they transition to retirement.

The legislation includes a provision that would raise the age limit for making contributions and taking required minimum distributions.

Retirees should live a frugal, flexible lifestyle and consider buying insurance to cover big ticket items.