Retirement readiness

How sequence of returns affects retirement portfolio survival.

These employers offer plans that pay as much as $6.52 per hour in contributions.

Clients are advised to have an emergency fund, create a monthly budget and repay their high interest debt.

Investing in tax-advantaged accounts and automating contributions are a few strategies that could help.

The right toolkit can help clients accomplish their dreams and ease the financial burden on their loved ones.

Just 27% say they expect to have saved enough by the time they retire.

Certain locations can help clients maintain their lifestyles — or even improve them.

“If retention is an important factor for an employer, financial wellness is quite worth the investment,” one benefits consultant says.

Clients are advised place a deeper focus on their life goals when developing a strategy to retire.

Clients adding investments other than target-date funds to their 401(k) or 403(b) could potentially hurt their bottom line.

To make the most of their savings, workers should start funding their accounts as early as possible.

Many clients are “denying themselves today for fear of what could happen tomorrow,” an expert says.

Many pin the blame on stagnant or dwindling income, according to a new survey.

Aside from cutting spending and contributing to a Roth account, investors are also advised to sock away at least 10% of their annual earnings.

Plus, the average employee contribution rate reached 8.8% in the second quarter, up a full percentage point from a decade ago.

These clients will need bigger savings than other age groups to fund a longer retirement horizon, according to a study.

Depending on where they live, retirees can expect their six-figure savings to last more than two decades, data shows.

Clients who retire early are more likely to experience bouts of anxiety and self-doubt.

Some managers have taken on more risk amid a decades-long decline in interest rates and slow global economic growth to meet long term targets.