Retirement

Be sure to check if the original owner has started taking minimum distributions to ensure clients make the right decisions.

The limit on deductible contributions to health savings accounts will jump by $50 for individuals and $100 for families next year.

"Part of the conversation should be exploring how your client uses the health-care system," says a CFP.

The longer the investing view one has, the easier it is to measure the effect of rebalancing on a portfolio, and to see if it adds value over time.

Households struggling with even modest debt levels may be less resilient than in years past, research shows.

Younger investors tend to have limited assets, but that doesn’t mean their advice needs are simple.

Many older workers don’t know they are allowed to take penalty-free withdrawals from their 401(k), 403(b) and 457 plans.

An average couple aged 65 who are about to retire this year will need $285,000 to cover healthcare expenses.

A lump-sum distribution for net unrealized appreciation on employer stock can slash a tax bill in half, but there’s plenty of fine print.

With income taxes attached to hardship withdrawals, they are often advised to carefully weigh other options.

Ensure their contributions don't exceed the limits to avoid a penalty tax.

As much as 46% believe Medicare will cover the costs of long-term care.

The approved legislation relaxes rules for retirement savers.

The number of recipients has increased as the baby boomer generation reaches retirement age.

Seniors who hold retirement savings in various assets should develop a tax-efficient withdrawal strategy.

Lawmakers are poised to merge two bills that would make it easier for workers to save for retirement.

Clients who consider contributing to their health savings accounts past their full retirement age are advised to rethink their plan.

Practices can dance on the cutting edge by returning to basics in an area where financial advisors are “deeply curious” about the best approach.