Retirement

The U.S. ranks poorly among 14 developed nations, with U.S. females having the shortest life spans and U.S. males the second shortest.

With the full retirement age increased, the advantages of waiting until age 70 have been somewhat diminished.

Here's how clients can get around income limits and continue making contributions. Plus, tips for updating a client's financial plan now and dramatically increasing wealth after the IRS gets paid.

There are limits to how much clients can contribute — exceeding these thresholds can result in costly penalties.

This approach to planning remains a strong way advisers can add value for clients.

Why advisers should use age-banding to plan for retirees’ spending levels to flex and adjust.

92% of 401(k) participants are unaware of the fees they pay in their plans, creating the potential to lose a substantial amount of retirement savings

This approach to planning remains a strong way advisers can add value for clients.

Instead of hand-wringing over its future, advisers and clients can consider this solution.

Instead of hand-wringing over its future, advisers and clients can consider this solution.

A majority of people still lack basic knowledge about Social Security. Be sure to educate your clients so they're not part of that scenario.

Your clients may lack knowledge when it comes to Social Security.

It turns out that common cognitive shortfalls apply to Social Security planning as much as investment strategies.

The benefit will be reduced if her husband dies before she turns 66. But if his death occurs after she reaches her FRA, she'll be able to collect his full retirement benefit.

Critics say the regulation's costs and hurdles will hurt advisers. But there's another side to the story.

It turns out that these principles aren’t limited to investment strategies.

Demystifying COLA and maximum earnings subject to tax increases.

Many pension plans are facing financial woes, with many of them reducing pension payouts to their beneficiaries.

Demystifying COLA and maximum earnings subject to tax increases.