Longevity strategies

While seniors are often encouraged to lead an active lifestyle in retirement, too much activity may do more harm than good, according to one professor.

Here's four reasons your business might be struggling and what you can do about it.

Clients ask: "Will I run out of money?" Here’s how planners can confidently tell them "no." Like every approach, however, there are a few drawbacks.

Medicare Part B premiums will stay flat next year, but most retirees will still pay more.

The strategy could provide lifelong cash flow by trimming longevity risk.

Advisors are just one tool in the box.

Most fortunes disappear by the time grandchildren have taken control.

Life insurance and annuity sales are the elephant in the room when it comes to the fiduciary standard.

Policy owners who take out loans may need a rescue — but not all life preservers are created equal.

Given how dysfunctional many families are during a crisis, a lack of coordination of agents can sow even more financial confusion, and even conflict.

These trends are expected to be at the top of RIA agendas next year, says Fidelity's David Canter.

Your clients’ generous intentions can actually work against them. How to help navigate a thorny but navigable issue.

Advisers should ask key questions to best estimate how much retirement savings is really needed

A trusted adviser’s job is to construct an appropriate asset allocation, identify all risks and tailor custom solutions.

Advisors are now helping clients think about living to 100 and beyond.

As clients live longer than ever anticipated, advisors face new challenges in helping them prepare for the future.

Many seniors will rely on Medicaid to help pay the bills. Here's how advisors can help such clients protect their assets while still relying on Medicaid to cover long-term care expenses.

Wealthy retirees can self-insure for long-term care needs, while poor retirees' can lean on Medicaid. But what about middle class clients?

There are two main options to consider. Make sure you understand the pros and cons of both.