Insurance

Its parent seeks to support more holistic planning by combining it with two other subsidiaries.

The firm’s head of advisors says implementation required significant additions and enhancements.

Once the cost of coverage is accounted for, the implied rate of return for investing through a return of premium term policy can be quite attractive, Derek Tharp writes.

A lack of faith gives investment and wealth management firms the lowest ranking among the least trusted types of financial services companies, a Morning Consult survey finds.

In a panel discussion, three financial advisors explained why the products are often misunderstood and how to assist clients in evaluating their policies.

Real interest rates, which protect from inflation, have fallen in recent years, making it more expensive to finance future spending, Allison Schrager writes.

A barred broker’s alleged version of the “infinite banking” strategy recommended that clients liquidate their 401(k)s or IRAs to buy variable annuities.

The products have seen a 9% rise compared to the prior quarter, and a whopping 89% rise on year-ago levels, according to LIMRA data.

The LPL and Private Advisor Group financial advisor serves on the Connecticut Autism Advisory Council, and he’s an expert in disability planning.

Permanent life insurance has a bad reputation. Here’s what financial advisors think about its potential for retirement planning if taxes rise under Biden.

It's typical for wealthier customers to have the wrong level of coverage.

The broker allegedly spent his client’s money on luxury items then pivoted to a Medicare fraud scam a couple of years later.

With few areas of growth in 2020, insurers are focusing on burgeoning RILAs and finding more distribution channels, experts say.

Sammons is trying to solve the longtime question of how best to combine planning with certain products through technology.

The investment plays on a trend, “which is the blurring of the distinction between traditional insurance products and wealth management products.”

With 350 firms on its client roster, the acquisition of Flourish gives the insurer a springboard into the independent advisor market.

From COBRA premiums to long-term care, there are surprising uses for funds in these tax-advantaged accounts.

The low interest rates pushing down sales across most fixed and variable lines are also boosting certain products.

For its next leader, Ohio National turned to a veteran executive with prior experience leading its independent broker-dealer.

Both have their allure, but astute advisors can sort out the best choice between low-cost and premium versions.