Annuities

The proposal aims to simplify tax subsidies by increasing qualified withdrawals from 529s in exchange for scrapping the Coverdell account.

Few Americans have coverage today even though most will need it after they turn 65, LIMRA says.

Far too many financial advisors overlook home equity as part of a retirement income plan.

Experts say 18-to-36-year-olds should take advantage of workplace 401(k) and Roth IRA tax benefits now and shop around for the best savings rates later.

Planners should ask if and how they ingest the drug when looking for a life insurance policy.

The government should promote universal access to retirement savings and give Americans more options for the spend-down phase of retirement, according to the study.

One option for clients to consider is municipal bonds, which offer tax-free yields.

Oct. 16: Analysts say new products filling the void may reverse the trend.

See which firms took in the most revenue last year amid an industry-wide slump.

The strategy delivers good returns while addressing clients’ fears, if executed properly.

The products protect clients against losses, but significant caveats emerge in the fine print.

Despite a sales dropoff, experts forecast growth from product innovation and latent demand.

Here’s how advisors are replacing traditional methods.

Retirees who are considering investing in an immediate annuity can make sure they get a competitive quote by consulting the annuity payment calculator at immediateannuity.com.

The IRS is relaxing some rules to make pulling money from retirement plans easier after hurricanes Irma and Harvey, but clients should remember the taxes and penalties associated with withdrawals are unchanged,

The DoL rule has contributed to both the overall drop and a market shift, say LIMRA experts.

Advisors must be prepared with tax and planning strategies to help when clients fall ill.

Experts say such cases are commonly filed by advisors yet difficult to win.

What clients don’t know could cost them hundreds of thousands of dollars.

The products protect clients against losses, but significant caveats emerge in the fine print.