Annuities

Deferred taxation on these retirement products, in part, depends on how their distributions are made.

The Secure Act will pave the way for expanded distribution channels, even as J.D. Power finds issuers lagging in measures of client satisfaction.

Those in the workforce will not owe taxes on rollovers to traditional retirement accounts, but will face consequences using the strategy with a Roth.

“If done correctly, dividend-yielding stocks are the gifts that keep on giving,” an expert says.

Buyout amounts are high right now, but there are many other factors to consider when guiding your client to the right choice.

The products provide advantages that “help women build savings faster: tax deferral and generally higher rates than CDs or Treasurys,” an expert says.

Raising the assumed age for decumulation to 67 from 65 could dramatically reduce the percentage of families at risk, an expert says.

With tens of thousands of certificants affiliated with giant BDs, the documents required by the new standards are making their conflicts of interest plain as day.

While many workers don’t have access to pension plans, annuities can provide a source of guaranteed retirement income and address longevity risks.

Without a rollover, they can experience “untold impact to their plan for securing retirement," an expert says.