Annuities

Buyout amounts are high right now, but there are many other factors to consider when guiding your client to the right choice.

The products provide advantages that “help women build savings faster: tax deferral and generally higher rates than CDs or Treasurys,” an expert says.

Raising the assumed age for decumulation to 67 from 65 could dramatically reduce the percentage of families at risk, an expert says.

With tens of thousands of certificants affiliated with giant BDs, the documents required by the new standards are making their conflicts of interest plain as day.

While many workers don’t have access to pension plans, annuities can provide a source of guaranteed retirement income and address longevity risks.

Without a rollover, they can experience “untold impact to their plan for securing retirement," an expert says.

A successful financial plan is contingent on the success of the whole family, according to an expert.

When searching for the right plan, it is important that retirees assume their health will one day change.

With millennial and Gen Z clients expected to have longer lives than their parents, securing an effective retirement horizon can have its challenges.

Plans can quickly deteriorate as a result of poor planning and inaccurate assumptions about the future.