Banking

Creating allocation "no-trade zones" can ease the pressure to make an immediate sale in a soaring asset class.

Prospect theory suggests that investors feel more pain from an investment's decline than pleasure from its rise, and advisors can incorporate this into their interactions with clients.

What’s changed over the past year in constructing the right portfolio for our clients? Absolutely nothing. Here are the keys to portfolio construction, this year and next.

To be successful and get the most out of blogging, advisors have to become three things: a strategist, a thought leader and a marketer.

Email is the original social media and demands advisors' attention. Respect other peoples' time and free up more of your own by quickly getting their attention, delivering your message and outlining the next steps.

Reaching the ultra-high-net worth audience requires a more personalized approach than traditional marketing techniques.

The ranks of America's richest investors are growing and so is their optimism, with confidence among global high-net-worth investors reaching pre-crisis highs.

What is this wealth supposed to accomplish? Many HNW clients confront this question as they contemplate what to do with their fortunes beyond providing for their families. Here's how their advisors can help.

As advisors work to minimize the estate tax burden, what about an analysis of how estate taxes will be paid? Here’s a simple solution for covering the bill.

The so-called Crummey technique has the IRS concerned, so planners might want to alert HNW clients before the opportunity is reined in.

For wealthy and high-profile clients, privacy can be hard to attain. But most people don't want their personal lives made public, especially when they are going through a divorce. Here's how planners can help.

Funding long-term care is an increasingly important topic for planners to cover with clients, especially mass-affluent clients. "Even when you nail it down, the market changes on you and you have to re-evaluate," says advisor Bob Stowe.

Many partnership agreements cover what will happen if one of the partners dies, but fail to address the possibility of one of the principals becoming disabled.

Many clients don’t fully understand the coverage of their homeowners insurance policies and can use a qualified advisor’s help.

As opposed to more complex policies, such as universal life, which include more bells and whistles can also be more expensive, mass-affluent clients may want to keep it simple with whole life and term policies.

Some academics maintain that if a client obtains an immediate annuity, it pays an income stream for life and the individual is less likely to outlive his or her money. But of course, many planners often see issues with this in real-life situations.

Recent studies have found that as people age, many lose their ability to make sound financial decisions. So what can be done to safeguard elderly clients’ hard earned assets?

Increased taxes on long-term capital gains has renewed interest in trusts that can sell donated assets, avoid tax, and pay a stream of income to the donors.

What could cause the dollar to fall and inflation to rise? Planners should keep their eyes on three potential triggers.

A 529 owned by a grandparent doesn’t count as an asset on the standard financial aid form but planning is necessary to avoid an aid reduction when money is withdrawn to pay college bills.