Retirement benefits

Here are four core moves that advisors are considering right now for clients as they gear up to file their federal tax returns.

Spending down savings is a challenge for many in older age

Despite uncertainty over potential tax increases, there are still some valuable tax-planning moves for the final days of this year.

With Senate tax writers in agreement with the House to ban the favored tax-free strategy, wealth advisors have a narrow window to make moves.

Technology gives investors more opportunity to diversify than ever, but experts worry about exotic strategies in IRAs.

The service lifted the limit from $19,500 as part of its annual inflation adjustments.

The widely expected bump in benefits won’t alter the program’s fiscal sustainability.

The proposed law would ban all IRAs, regardless of size or owner’s income, from holding unconventional assets like stakes in private companies, real estate and startups.

Plan participants gave firms low marks in fundamental areas, though some performed better than others.

The Social Security Administration found the asset reserves of both the OASI and DI Trust Funds in 2020 increased, but deficits still loom.

As more and more employees gear up to leave their jobs in a post-pandemic hiring frenzy, economists fear the issue will only get worse.

A report by the Center for Retirement Research at Boston College found that a jump in inflation could keep the COLA from meeting the rising costs that retirees face.

The case for better aligning default options with income needs is undeniable. But how can we best implement these choices?

The number of accounts with balances of at least $1 million grew 84% year over year, while the number of seven-figure IRAs jumped more than 64%.

Advisors share a tax trick that allows professionals to build seven-figure retirement plans.

14.8 million participants switch employers every year — and 33% of workers have stranded a 401(k) savings account in a former employer’s plan at least once.

Employees often ignore their 401(k)s when they change jobs, leaving valuable assets behind.

Using RMDs to pay the taxes due on a rollover can ease the psychological pain of forking over money to the IRS.

This company released a corporate report card so employees know what their retirement investments are going toward — and whether or not it lines up with their own values.

New reports indicate 497 high-income taxpayers had over $150 million in their individual retirement accounts, and nearly 25,000 taxpayers had aggregate IRA account balances of $5 million or more.