Retirement planning

A study finds that the percentage of older Americans over 75 who take five or more prescription drugs jumped to 47% in 2011 from 24% in 1999; plus, who is exempt from Social Security taxes.

A handy cheat sheet of some of the most useful Social Security planning strategies.

If you’ve only made note of birthdays and anniversaries, you’re missing out.

Portfolio simulation shows that the retirement bucket strategy didn't perform well last year, prompting rebalancing to meet living costs; plus, how to get people to delay retirement.

How much should your clients save in their retirement accounts to build a nest egg and yet not be deprived of a good lifestyle; plus, can an ESPP save your client’s retirement?

A thought-provoking look at how Vanguard products – and potential retirement plan alternatives – touched off a debate.

This government benefits program offers a significant safety net to surviving family members. Advisors should be sure to know all aspects of this vital help.

Advise your clients to choose an annuity they understand and one that offers simplistic solutions; plus three retirement stocks to buy this month.

Clients who want to secure their retirement should learn how to distinguish good debt from bad; plus is the U.S. experiencing a retirement crisis?

Research firm Cerulli Associates anticipates "unexpected changes" in the retirement space as a result of the Labor Department's proposed rule.

Clients upset they won't be able to file and suspend? Not to fret, there are other claiming strategies that may be even more effective.

As head of new Office of Risk and Strategy, Peter Driscoll says his team will ramp up scrutiny.

A Roth conversion can help IRA-holding clients predict, even reduce, future tax rates. But it’s not always a cut-and-dried decision.

Advise your clients to “auto-pilot” their retirement savings for needs in their golden years; plus thinking your clients are spending less after retirement, think again.

The industry's leading lobbying group, SIFMA, says that the Labor Department's fiduciary proposal would result in a messy regulatory framework that could spur the SEC to restore order to the chaos.

With its acquisition of Honest Dollar, Goldman wades into a crowded space.

Advise clients to maximize the contributions to their IRA, 401(k) and other plans; plus, will a 401(k) keep clients from contributing to a Roth IRA?

These tips may take the bite out of individual income tax rate increases recently passed by Congress, says a leading retirement strategist.

Seniors may be exempt if they already hold “creditable” prescription drug coverage; plus, taxes on Social Security can be a costly surprise.

All advisors should familiarize themselves with the rule's likely changes to ERISA.