Retirement

The legislation nullifies a strategy that previously allowed heirs to stretch an inherited account's tax-deferred growth based on their life expectancy.

Funding a 401(k), 403(b) or company-sponsored retirement savings vehicle should come first, an expert says.

Depression can be a big risk for seniors as they transition to retirement.

The rule can create significant tax savings, but in unskilled hands it can just shift the burden elsewhere.

The legislation includes a provision that would raise the age limit for making contributions and taking required minimum distributions.

With the reductions, nearly all of the firm’s index funds will have total net expenses lower than comparable Vanguard products.

Retirees should live a frugal, flexible lifestyle and consider buying insurance to cover big ticket items.

Living a luxurious lifestyle for less is a possibility — provided retirees are willing to move overseas.

The agency is asking taxpayers to account for multiple jobs within a household and to factor in the $2,000 child tax credit for each kid under 17.

They can do research by visiting funeral homes to get a better understanding of cost and burial details.

Be sure to check if the original owner has started taking minimum distributions to ensure clients make the right decisions.

The limit on deductible contributions to health savings accounts will jump by $50 for individuals and $100 for families next year.

"Part of the conversation should be exploring how your client uses the health-care system," says a CFP.

The longer the investing view one has, the easier it is to measure the effect of rebalancing on a portfolio, and to see if it adds value over time.

Households struggling with even modest debt levels may be less resilient than in years past, research shows.

Younger investors tend to have limited assets, but that doesn’t mean their advice needs are simple.

Many older workers don’t know they are allowed to take penalty-free withdrawals from their 401(k), 403(b) and 457 plans.

An average couple aged 65 who are about to retire this year will need $285,000 to cover healthcare expenses.