Retirement

There’s a whiff of 1968 in the air. China’s “lying flat” movement has more than a passing echo of the U.S. counterculture of the 1960s and has found resonance around the world. It isn’t only the young and disaffected who are choosing to drop out. Two years into a global pandemic, the number of Americans choosing to retire early has been surging. It’s a perilous moment for them.

FINRA Senior Vice President Gerri Walsh talked about the importance of advisors and financial education as she testified before the Senate Special Committee on Aging.

Former J.P. Morgan exec looks to behavioral finance for answers to investing questions.

A lack of awareness that web services are available turns out to be the most commonly cited reason for calling or visiting an SSA office.

Inflation and higher wages can push earners up a tax bracket, while unchanged deductions can spark bigger tax bills.

Spending down savings is a challenge for many in older age

The pandemic and strong but volatile stock market triggered many investing biases.

With Senate tax writers in agreement with the House to ban the favored tax-free strategy, wealth advisors have a narrow window to make moves.

In the first hearing for the Social Security 2100 Act, Republican members questioned the legislation’s effectiveness and price tag.

How can ongoing legislation support a more equitable future and retirement — for all Americans?

After months of talk of steep tax increases on the wealthy, a kinder reality has emerged for well-off clients.

The argument in favor of a formula long supported by advocates gets weaker in light of new data, according to a report by retirement experts.

It’s a cliche that’s out of date, advisors say; instead, investors should actively consider the tax consequences before making market moves.

None of the leading 20 funds with a 50% to 70% equity allocation beat the gains of broader stock indexes over the past 10 years.

New flavors of the retirement investments aim to override a lingering bad image by scrapping conflict-laden commissions and being easier to understand. Will independent financial advisors finally be persuaded?

How advisors handle tax advice for their clients can depend on how large their firm is.

The service lifted the limit from $19,500 as part of its annual inflation adjustments.

Once again, the proposal would cap certain IRAs and require distributions once thresholds are met.