Insurance

In some cases, amassing a large IRA can have unforeseen negative consequences, including higher Medicare costs. Here’s how Roth conversions and other strategies can help.

It's not easy to talk about health and sickness with clients, but advisors must explain the options.

Advisors should frame health care costs as an annual expense rather than a lump sum, which is demotivating for investors, according to Vanguard.

The firm’s largest investors have already been in talks about strategic options, according to people familiar with the matter.

Even high-net-worth clients are reluctant to discuss LTC planning, a new survey finds.

The program will give CPAs a new way to gain the institute's PFS credential — as well as provide other educational opportunities for non-CPAs.

The health-care program for the elderly and disabled covers about 58 million Americans.

The gap for brand-name prescription drugs for Medicare beneficiaries is likely to narrow down to 25% of drug costs from the scheduled 30% next year.

The asset manager is expected to make the payout after it finalizes the sale of its insurance unit to Phoenix Group.

The industry research organization LIMRA sees reasons for optimism despite flat overall sales figures in the first quarter.

A new survey finds that three-quarters of baby boomers expect to postpone retirement due to a unrealistic expectations of medical expenses, among other reasons.

A fee-only insurance advisor shared the tricks of the trade to a room full of skeptical NAPFA advisors.

The U.S. needs to maintain its fertility rate and keep its population growth steady to ensure Social Security's sustainability, says expert.

The platform provider is pushing the concept hard, but early reviews are mixed.

Advisors have very little power to fix the health care system, but they can help others manage skyrocketing medical costs.

Annuity products will be on the tech giant's platform by year end.

As sales of LTC insurance plummet, combination products — annuities with LTC riders — are picking up some of the slack, serving as a useful alternative for some clients.

Rents have increased an average of 3% annually over the 14-year time period of the study, while incomes have declined .1% annually.

Most say they’d still consider investing even if they discovered issues with sexual harassment.

These products get a bad rap, but they can be useful in certain situations. However, advisors must make sure their clients aren’t losing money from sky-high expenses.