Retirement planning

Retirement investors may opt for whole life insurance, which offers tax-deferred growth on premiums, or a home, which they can sell with up to $250,000 (or $500,000 for couples) in capital gains tax exclusion.

Recent actions by the federal government are not helping Americans to improve their retirement prospects, says analyst.

Naming a young grandchild as beneficiary of a traditional IRA could be a wrong move, as the distributions will be subject to the "kiddie tax."

More than 80% of the richest clients want big asset growth later in life, according to a new UBS survey.

If clients are unhappy with any aspect of their life that financial planning will solve, make that the primary focus.

Investors are about to enter the worst two-month period of the year for stocks, according to an expert with Bespoke Investment Group.

Unlike when they were still working and their employer withheld an amount for their taxes, retirees need to make estimated tax payments to the IRS.

There is a way to help reshape deeply ingrained destructive habits.

The founder of HelloWallet shares tips on staying competitive online.

The Labor Department is receiving a deluge of feedback from advisers and investors on whether to revise its controversial regulation.

Clients should work together with their spouses and plan as a couple to develop a Social Security claiming strategy that will maximize their retirement benefits.

There are a number of issues the industry must address ahead of an imminent digital-first market, an expert warns.

The right strategy can save clients thousands of dollars, although the options are complicated.

Seniors are advised to withdraw from taxable and other retirement accounts before taking distributions from their HSA.

Only 3% of households earning under $50,000 a year benefitted from the mortgage interest tax deduction.

The government should tax the health insurance employers provide to employees to generate revenue to fix Social Security's financial woes, an expert says.

A bill repealing rule moves on to House floor, while appropriators seek to block funding for the measure.

Employers' 401(k) matching contributions this year are likely to reach 4.7% of worker's pay, up from 3% in 2009.

To avoid paying high fees, retirement savers should ensure that their plan administrator is a no-load fund company and avoid overpriced house funds.