Risk management

Why one asset manager says the high alpha of an equity long/short hedge fund may outweigh the cost benefits of similarly structured mutual funds.

Use upside and downside capture ratios to analyze potential investment products, as well as help those who are nervous feel calmer about their portfolio.

These trends are expected to be at the top of RIA agendas next year, says Fidelity's David Canter.

Beyond risk questionnaires: How clients’ life stages should play a role in portfolio decisions.

Beyond risk questionnaires: How clients’ life stages should play a role in portfolio decisions.

The fiduciary rule, combined with technological advances, will create pressure to compress fees to a degree that could threaten advisers’ lifestyles.

5 steps for advisers to take in the next six months to ensure post-DOL success.

Your clients’ generous intentions can actually work against them. How to help navigate a thorny but navigable issue.

Many Americans stop working before age 70 for health reasons. In one study, nearly 80% of workers who stop working before age 65 do so for their own health or to care for a family member.

Advisers should ask key questions to best estimate how much retirement savings is really needed

Modern advisers have much to learn from Blaise Pascal and his influential insights on taking chances.

A trusted adviser’s job is to construct an appropriate asset allocation, identify all risks and tailor custom solutions.

Advisors are now helping clients think about living to 100 and beyond.

As clients live longer than ever anticipated, advisors face new challenges in helping them prepare for the future.

Many seniors will rely on Medicaid to help pay the bills. Here's how advisors can help such clients protect their assets while still relying on Medicaid to cover long-term care expenses.

Wealthy retirees can self-insure for long-term care needs, while poor retirees' can lean on Medicaid. But what about middle class clients?

There are two main options to consider. Make sure you understand the pros and cons of both.

While long-term care insurance can be a good way to protect your clients’ assets, the coverage can cost an arm and a leg. Spousal sharing is one strategy to consider to help reduce the cost.

Most seniors want to stay in their homes rather than move to an institution. But as elder care costs climb, what choice will make the most financial sense for you clients?

Recommending long-term care policies used to be a given, but rising premiums and diminishing benefits have many advisors rethinking their value.