Retirement income

Nearly 2 million Americans aged 50 to 64 had Parent Plus loans last year, and 200,000 retirees aged 65 and older carrying the same type of loans.

Changes can substantially reduce the value of delaying widow(er) benefits for surviving spouses.

An adviser at the firm squandered the aging clients' retirement money on oil and gas investments and Puerto Rico bonds, their lawyer said.

There are some situations where delaying is neither feasible nor prudent. Here’s how to weigh them.

There are ways around having to pay as much as a 50% penalty. Plus, inheriting Roth IRAs and designing more efficient retirement portfolios.

Moving investments into these accounts may optimize returns and boost savings. Plus, know your IRAs and the impact of Trump's proposals on income brackets.

The fee is “like a cash-printing machine for plan administrators," said one expert, and there’s very little clients can do about it.

For years, it seemed that a decline in monthly benefits was a long way off. Now it may be sooner than expected. Here’s what advisers need to know.

A majority of people still lack basic knowledge about Social Security. Be sure to educate your clients so they're not part of that scenario.

It turns out that common cognitive shortfalls apply to Social Security planning as much as investment strategies.

Clients can withdraw claims and re-apply at a future date, with some restrictions.

Although some income is withheld, benefits can be higher down the road.

Here are key takeaways from a Department of Labor fact sheet.

Tell clients in this situation to make sure they know key dates and review their statements to confirm the amounts are accurate.

The likelihood of periodic volatility is concerning to retirees, but it's important to try to keep clients calm.

Tiny COLA increases set for 2017; taxable earnings threshold also raised, making tax less regressive.

Failed marriages for aging baby boomers has doubled, forcing them to work longer and impacting financial planning, sometimes in the wrong way.

Working 30 years instead of 29 will yield a fractional monthly benefit increase — "like by 1/29th" — says an expert, who also notes how get a good idea of future benefit

More small businesses are motivated to provide 401(k) plans by technological advances as well as an expense war among mutual fund companies.