Retirement income

Investors should understand that market volatility will remain a risk to their portfolio, and investing in low-volatility funds does not guarantee protection.

Investors should rebalance their portfolio, consider investing in foreign markets and avoid trendy ways to minimize risk. Find out what they shouldn’t do.

“How I do retirement plans today is very different from how I did it 15 years ago,” says Merrill Lynch adviser Jason Ting.

What do historically low interest rates mean for clients’ retirement savings — and their advisers?

How to maximize government retirement income for couples, irrespective of their marital status.

Small-business owners can win when advisers use a stacked-pension approach to 401(k) planning.

A once-reliable spring of retirement proceeds has all but dried up. Here’s how planners are making sure clients have alternatives.

Given retirees’ unease about the future, spending down principal can prove a curious challenge.

By educating themselves and clients about these possibilities, advisers can diffuse some retirement planning worries.

These planning strategies can prevent beneficiaries from biting off too much — or too little.

It may be hard to unlock real estate values in pricey areas if clients aren’t willing to move.

Clients can avoid paying taxes as long as they keep working past the age of 70 1/2.

It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key, says contributor Paul Norr.

Making non-deductible contributions to a traditional account is the first step to a back-door Roth.

Knowing how and when to withdraw can save clients big in their golden years.

The freedom to choose a more conservative retirement model is predicated on using a lower withdrawal rate.

Clients and advisers must work closely together to secure a client’s golden years.

Buy them "for what they will do, not for what they might do."