Cash

Firms across the industry are scrambling to assuage client fears, while others are taking advantage of the frenzy to attract talent. Meanwhile, some advisors are using the moment to reassess what they want professionally.

A behind-the-scenes business, cash management services for advisory firms and affluent clients are in the spotlight following the Silicon Valley Bank and Signature Bank implosions.

Liquid assets have often ended up at big banks or in sweep programs, which look much less attractive for clients' yields every time the Fed raises interest rates.

A little-noticed change to "overflow" money will push down customers' yields at a time of rapidly rising interest rates — unless they opt out.

RIAs are putting clients on the sidelines as they expect global equities to slump into a bear market.

Without market-leading, high-yield savings accounts, cash management at Betterment and Wealthfront isn’t as attractive as it was in 2019.

As the Federal Reserve strives to help the economy, wealth managers’ revenue takes a hit.

Three out of the top four RIA custodians compete directly with their RIA clients through their networks of branch offices and call centers.

Crush of inflows to money-market funds has come even as the funds’ own yields approach zero.

Even as Schwab, TD Ameritrade and E-Trade attract billions in new assets, company cash yields suffered from Fed cuts.

Fixed income may take a hit as yield and risk assume new dimensions, analysts forecast.

The custodian has made three big announcements. The connection between the three may not be obvious, but together, they indicate what I think could be a brilliant strategy.

Advisors should be increasingly aware of how banks are shaping client expectations.

Money clients don’t currently have in stocks will automatically go into a separate account paying 1.8% interest.

Someone with a long-term investing horizon is generally not helped by bailing out of a well-diversified, multi-asset portfolio. Here are some options for them, and some talking points for you.

Because of bank sweeps, veterans and their families' accounts will default to a 26-basis point APY on cash — down from the 1%-2% returns they were getting from money market funds.

What are the best strategies for clients looking to tap assets while minimizing penalties?

High-yield credit volatility has actually declined since the products first came on the scene.