Pensions

Public-sector pensions are shifting more risk onto employees through hybrid designs, variable contributions and COLA changes, transforming retirement planning for millions.

Opportunistic competitors anticipating trades are swooping in first, moving prices, according to a recent study.

Having missed out on yesterday's pensions and today's 401(k) features, the latchkey generation is woefully unprepared for retirement. Here's how advisors can help.

After IBM unfroze its pension, some wondered if this was the start of a defined-benefit renaissance. Researchers say that's not what it was about.

Major employers like IBM and Ikea are touting the benefits of pensions on their employees' financial well-being. Is the industry ready for a comeback?

Gen X workers have the biggest gap between their savings and what they think they need to save for retirement than any other generation in the workforce.

Unions aren't just good for workers. In some ways, they make ideal clients for financial advisors.

As stocks slide, public pensions are feeling the pain, leaving city governments to pick up the slack.

Funding from the American Rescue Plan has saved multiemployer pensions, for now. But experts say much work remains to be done.

According to a new study, boomers are likely to deplete their savings much faster than previous generations — but advisors can still help.

In a third alternative to an often vexing choice, the pension holder obtains enough life insurance to elect the single life pension at retirement.

In the first half of the year, the country’s largest pension system cast votes against pay plans at 1,165 firms, or 52% of portfolio companies that held votes.

Secretary of Labor Eugene Scalia said retirement plans aren’t for “furthering social goals or policy objectives that are not in the financial interest of the plan.”

Taking advantage of catch-up contributions is one of several methods that can help them get back on track.

Similar products are stockpiling unprecedented levels of new cash as investors look to alternative assets for growth and income.

Clients who have yet to make withholding adjustments to cover their tax liability still have time to avoid the extra burden.

Those in the workforce will not owe taxes on rollovers to traditional retirement accounts, but will face consequences using the strategy with a Roth.

Buyout amounts are high right now, but there are many other factors to consider when guiding your client to the right choice.

Parents are advised to take advantage of charitable and nonprofit support programs when preparing for the future of a special needs child.

To correctly identify their risk tolerance, clients must not only understand how to react to risk, but also how the market environment and investment experience have impacted them.