Retirement

Due to declining returns from bonds, the model 60/40 portfolio may eke out real returns of just 1%-2% a year over the next decade, said Lim Chow Kiat, chief executive officer of GIC.

Roth conversions and backdoor Roths ease COVID financial pain for wealthy earners this tax season

It’s a move that combines two businesses providing products and services in high demand — investment returns and retirement income, the firms said.

The planning needs and strategies for a woman should focus more heavily on longevity and creating lifetime income streams after her spouse has passed away.

Helping employees reach a financially stable retirement is a top priority for employers.

Some familiar names top the list for these investors who kept about 35% of their brokerage assets in equities.

A powerful financial boost in the new pandemic bill combined with tax rules may result in a stimulus check windfall for some young adults.

A Biden proposal to change the tax deduction for contributions to a tax credit could have serious implications.

All trusts named as beneficiaries before the SECURE Act may need to be updated, says one analyst.

Advisors can enhance strategies by recognizing set patterns of behavior during this period.

A COVID-wrecked economy has changed the calculus for some financial planners.

Despite early withdrawals, U.S. employees managed to save more for retirement last year.

Funds at the top have notched triple digit returns in the last year.

Now is a crucial time to build and cement the bonds of trust between you, your clients, and your colleagues, says Kimberly Foss.

Your clients may have heard conflicting advice — they must change their IRA beneficiaries, spend down their IRA as soon as possible, dismantle their trust, or immediately convert their traditional IRA to a Roth IRA, Sophia Duffy writes.

The 20 categories with the biggest gains are home to nearly $10 trillion in combined assets.

The simplest method involves having one traditional IRA and one Roth IRA, making one annual non-deductible contribution to the traditional IRA, and converting it before any gains or interest accrues.

Three provisions in the far-reaching law “make it likely that annuities will become more prevalent in company plans,” one expert says.