Retirement income

The top 20 carried an average expense ratio of more than three times the broader industry.

After a waiver, required minimum distributions from certain retirement accounts — including traditional IRAs and 401(k)s —return for 2021.

These 20 mutual funds and ETFs here are home to roughly $45 billion in assets.

The top 20 more than doubled the gains of their fixed-income industry peers.

The biggest losses this year came from sectors that suffered the most in lockdown.

Decisions we make during financial crises alter as retirement nears — and not always for the better.

The top 20 outpaced the broader industry and had an average net expense ratio far below the 0.45% investors paid last year.

The 20 mutual funds and ETFs on this list have an average fee of roughly 111 basis points.

The top 20 have delivered overall outperformance. However, their gains come with fees more than twice the industry average.

The average expense ratio for this group was more than 100 basis points.

“Their top holdings are focused on those companies that have benefited in a post-COVID world,” an expert says.

“These are tracking the industries that are supporting the economy and will continue in the post-pandemic world,” an expert says.

It comes as part of “an unprecedented series of extremely low” annual increases, according to an analyst with the nonpartisan Senior Citizens League.

More than 40% of Black and Hispanic adults say they have used money from a savings or retirement account to pay their bills since the outbreak began, a survey finds.

“Investors are going into lower, more passive mutual funds because they don't want to pay the fees,” an expert says.

Could single premium immediate annuities be the answer to ultralow rates?

“Expense ratios matter to most people, particularly when you're looking at these mostly passive funds,” an expert says.

More than 60 million Americans could receive slightly higher benefits next year, according to a nonpartisan advocacy group’s new projection.

To protect client nest eggs, advisors must know which savings vehicles are protected — and they’re not all created equal.